*IMPORTANT NOTICE: Home Law Solutions is not affiliated with or otherwise associated with the United States Government or any governmental agency, is not a governmental homeowners’ agency, is not a non-profit housing counseling agency or a mortgage servicer. HLS is an independent private law firm providing mortgage assistance for homeowners that have fallen behind on their payments. HLS does not accept clients in the State Of New Mexico.

Home Law Solutions is an attorney-based firm providing a wide array of legal services with a focus on real estate. We concentrate on foreclosure defense but have a proven infrastructure with working counsel to assist clients with many legal matters. For nearly 6 years, our staff has remained passionately dedicated to providing experience, support, and expertise to homeowners in need of reputable assistance with their home mortgage.

When you have fallen behind on payments or are at risk of losing your home, it can be hard to find the right place to start looking for help. You hear a lot of opposing views and everyone has an opinion. Still, all that matters is that you get the best help available. Self-representation leaves you vulnerable and at the mercy of your bank. Without equal knowledge of mortgage law, we cannot effectively protect our home. Professional representation focused on protecting you, can be the difference between keeping or losing your property.

The truth is, homeowners that initially fall past due on payments, often end up falling even further and further behind. Many people are uncertain about how to fight for their home. This is mainly due to being unsure of their rights and what steps are necessary to take. HLS has spent years delivering affordable solutions that can provide protection and help you understand your options. We can assist in developing a sensible, realistic plan to help get you back on track with your home and provide you the fresh start you are looking for.

Options That Can Save Your Home

- Loss Mitigation

- Lender Litigation

Options That Can Protect Your Home

- Bankruptcy

- Sell

Options That Help You Walk Away

- Deed In Lieu

- Short Sale

- Cash For Keys

Free Consultation

Achieving Results For Our Clients

Our dedication to achieving results for clients is the highest goal of HLS. Our growing testimonial base is very important. Protecting the privacy of all our clients while presenting real testimony is very challenging. We do everything possible to resolve delinquency and provide homeowners with a path and course of action in getting out of hardship.  

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Completing Your Due Diligence

Unfortunately, homeowners looking for mortgage assistance can encounter scams. Know the warning signs to protect yourself, your money, and your home. Foreclosure relief scams have become a problem that could cost you thousands of dollars or even your home. These types of companies often make promises such as guaranteeing to “save” your home or promising you a lower your mortgage, usually for an upfront-fee. They often claim they have direct contact with your mortgage servicer. Homeowners that are struggling with their mortgage payments should beware of scams and keep the following tips in mind when looking for credible assistance:

We make every effort to address client concerns. Our clients are always treated courteously, professionally, and in a timely manner. As a law firm, we cannot guarantee we will win every case. When you retain an attorney's office, it is important that the expectations are clear on exactly what you've hired them to do. One big point of emphasis is understanding that you should never decide to hire an attorney because they have promised or guaranteed you a specific outcome. That type of interaction should immediately serve as a warning to you. Any law firm willing to violate such a fundamental responsibility will not have your best interest in mind. It should be a red flag and a warning to hear the word “guarantee" from a law firm when discussing specific results about mortgage resolutions. 

  • If an individual or company claims to be affiliated with the U.S Government or displays a seal or logo representing so. You should check the connection by calling the homeowner's HOPE hotline at 1.888.995.HOPE.

 

  • Do not sign over the deed to your property to any individual or organization unless you are working directly with your mortgage company to forgive your debt.

 

  • Only your mortgage servicer has discretion to grant financial relief. Therefore, no third party can guarantee or pre-approve your mortgage loss mitigation application.

 

  • Beware of individuals that ask you for upfront payment or tout success rates or guarantees.

 

  • Beware of individuals or companies that advise you as a homeowner to stop making your mortgage payments or discontinue contact with your mortgage servicer.